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Insurance and Billing

Phoenix Endoscopy accepts most major insurances. As a courtesy to you, we will bill your insurance carrier for you. Although we contact your insurance company to verify your benefits and estimate your financial responsibility, we cannot tell you exactly what your policy will cover. Since your insurance policy and coverage is between you and your carrier, we urge you to contact them prior to your procedure. You will be responsible for any co-pays, co-insurance and/or deductibles. Phoenix Endoscopy accepts cash, check or credit card.

You will receive an easy to understand, statement (bill) for the services provided at Phoenix Endoscopy. You can also expect a statement (bill) from your physician. If biopsies are taken or polyps are removed, you will receive a statement (bill) for pathology services.

Our accepted insurances include:

  • Aetna
  • Arizona Foundation
  • Az Benefit Options
  • APIPA
  • Banner Health
  • Beech Street
  • BCBS – all third party administrators
  • CCN
  • CIGNA
  • Coventry
  • First Health / Multiplan
  • GEHA
  • Great West
  • Healthnet
  • Humana – Medicare replacements only
  • Life Print
  • Medicare
  • Pacificare
  • PHCS
  • Principal - Cofinity Network
  • SCAN – Medicare plans
  • Tricare
  • United Healthcare

The Cost of Your Procedure

Because you are responsible for costs for covered healthcare services until you reach your deductible, you should comparison shop if you elect to have a nonemergency procedure.

You can use tools like Healthcare Bluebook and the Medicare Procedure Price Lookup (for Medicare patients).  Many health insurance websites also provide information on where to find in-network services.

Planning a Procedure on a HDHP

A High-Deductible Health Plan (HDHP) is a plan with a higher deductible than a traditional health insurance plan.
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Managing Healthcare Cost

A High Deductible Health Plan (HDHP) can be a wise way to save money on health insurance and take a proactive role in your healthcare.
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Understanding Your Insurance

Health insurance is an agreement between you and an insurance company of your choosing.
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